Borrow Extra Money For Renovations
When Buying Your Home
Crystal Towes, your trusted partner in turning renovation dreams into reality. If you're a homebuyer with a vision for transforming your space, look no further. Our specialized Renovation Loan options are designed to provide you with the financial support and guidance you need to achieve your renovation goals.
Your Dream Home: The Power of Renovation Loans
A renovation loan is a type of loan designed to help homeowners finance the cost of renovating or improving their property. It provides borrowers with funds to cover the expenses of remodeling, repairing, or upgrading their homes. These loans often have terms that are specifically tailored to renovation projects, including flexible repayment options and potential tax benefits.
Benefits of Renovation Loan:
Flexible Financing Solutions
Our Renovation Loan products offer unparalleled flexibility, allowing you to borrow the amount you need to bring your renovation vision to life. Whether you're planning a minor update or a complete overhaul, we have the right financing solution for you.
Competitive Interest Rates
We understand the importance of affordability when it comes to financing your renovation project. That's why we offer competitive interest rates, ensuring that your loan remains manageable and cost-effective.
Streamlined Approval Process
Say goodbye to long waits and complex paperwork. Our streamlined approval process ensures quick and efficient loan approval, so you can access funds when you need them most.
Expert Guidance
We're more than just lenders – we're your partners in renovation success. Our team is here to guide you through every step of the process, providing expert advice and personalized support along the way.
How It Works:
01
Apply Online:
Fill out our simple online application form and provide basic information about your renovation project.
02
Submit Bids:
Our team will work with a contractor of your choice to make sure all the renovations and financials are set up.
03
Access Funds:
Funds will be dispersed in part at close and throughout the project. The contractor works directly with our team, making your involvement minimal!
04
Transform Your Space:
Enjoy the rewards of your project. Whether it's a fun interior upgrade or a structural area that needed attention, pride in your home will be there to enjoy!
Varieties of Renovation Loans
FHA 203k Home Loan
Transform your living space with our Home Renovation Loan, perfect for updating kitchens, bathrooms, and more.
Conventional HomeStyle Loan
Enjoy flexibility with Fannie Mae's HomeStyle loan option. Luxury items, additions and much more can be financed in.
VA Renovation Loan
That's Right! VA, $0 Down and still you can finance in repairs needed or wanted for a new home purchase!
Investment Property Renovation Loan
Investment properties needing a little updating or sprucing up are a perfect fit with the HomeStyle Renovation Loan.
The Renovation Process:
1.Pre-Approval Based on Total Acquisition: Get pre-approved for your Renovation Loan based on the total cost, including both the purchase price of the property and estimated renovation expenses.
2. Offer/Contract Based on Purchase Price: Make an offer or sign a contract for the purchase of the property, considering the purchase price and any negotiated terms.
3. Loan Application and Underwrite: Complete the loan application and undergo underwriting to assess your eligibility and determine the loan terms.
4. Contractor Acceptance: Select a reputable contractor for your renovation project and ensure they accept the terms of the project.
5. Appraisal: An appraisal is ordered when the contractor bid is received, assessing the "After Completed Value" of the property post-renovation.
6. Close: On Purchase Contract Date AND Close on the Renovation Loan on the agreed-upon purchase contract date, ensuring a smooth transition to the renovation phase.
Ready to Transform Your Space?
Don't let financial constraints hold you back from achieving the renovation of your dreams. Contact Crystal Toews today to explore our Renovation Loan options and take the first step towards transforming your space. Let's make your renovation dreams a reality!
Contact Us
Primary Residential Mortgage, Inc. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
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Primary Residential Mortgage, Inc. ™ 2021
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316-804-4881
Equal Housing Opportunity Primary Residential Mortgage, Inc. ™ 2021 Contact Us | Site Accessibility
316-804-4881
PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.KS-Office of the State Bank Commissioner SL.0000524. Missouri Division of Finance
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a. The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
*Calculator Disclaimer: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
TRID Disclaimer: Your actual rate, payment and costs could be higher. Get an official loan estimate before choosing a loan.
PRMI NMLS 3094. Branch NMLS 994598. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Arkansas Securities Department 11558. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act 4130403. Office of the State Bank Commissioner SL.0000524. Missouri Division of Finance. Oklahoma Department of Consumer Credit ML010027. This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. TN-Department of Financial Institutions 109282. Consumer Voice